• (205) 798-2080

How Title Loans Work

Title loans are very simple and easy to understand. Unlike a loan from a bank, which requires a long wait time and established credit, car title loans are quick, require no credit check, and get the money you need in your pocket in twenty to 30 minutes. With a title loan, there’s no waiting around and no uncertainty. Customers just need to bring in their drivable vehicle with their lien-free title and photo ID. We will evaluate the vehicle while you fill out a simple application. Finally, we will issue a title loan based on the value of your vehicle, and your ability to repay the loan. Our clients have the option of paying their loan in full, or extending their loan for an additional 30 days by at least paying the interest due. Once the loan is paid in its entirety, you will receive your title back.

Who Qualifies for a Title Loan?

Almost anyone qualifies for a title loan. All we ask our clients to have in hand is a clear title, a valid photo ID, and a drivable vehicle. Bad credit is not a problem when applying for a car title loan with Alabama Title Loans. We do not run credit checks on our applicants. All we care about is that the vehicle in question be in the applicant’s name, and that the applicant is 19 years of age or older.

The Title Loans Process:

Here’s how to get a title loan:

  • Bring in Your Lien-Free, Drivable Car or Truck
  • Fill Out Our Quick and Easy Application
  • Get Approved For Your Loan, Receive Your Money
  • Drive Away In Your Own Car
  • Repay Your Loan in Full
  • We Return Your Vehicle Title After Your Loan is Paid in Full

With a title loan, there’s no waiting. We put the cash you need into your pocket, and you keep your keys and your car.

Need a Little Cash?

The process of getting your car title loan is quick and easy to understand. Most of our applicants have their cash in as little as 20 minutes. You leave our office with your cash, your vehicle and your keys! If you’re ready to get started, fill out our Online Title Loan Information Sheet, or come and see us in Birmingham or Pelham. We also welcome you to call us at (205) 798-2080. We look forward to answering any of your questions! If you have questions, we’re happy to answer them.

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Alabama Title Loans?

Established in 1993, Alabama Title Loans has been a highly respected institution in Alabama for over two decades. With two convenient locations in Birmingham and Pelham, we can get you the money you need quickly, regardless of where you are in the area. Let us show you the Alabama Title Loans difference today.